Speak with a Mortgage Banker

(205) 957-6019
  • No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!
    We make Refinancing a breeze!
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Refinance your Mortgagesave hundreds on your monthly payments

FHA Home Loans and VA Mortgages in Birmingham, AL

Welcome to the official site of Lotus Lending Group, LLC. We are a full-service mortgage company based in Birmingham, AL. We specialize in FHA loans, VA loans, Refinancing, and First Time Home Loans in Birmingham. We also serve the surrounding cities in Jefferson County. Whether you are buying a home or refinancing in any of these zip codes: 35209 and 3521) we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo

Contact Lotus Lending Group, LLC. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

May
05
2021
What Is A Second Mortgage and Its Benefits?
A second mortgage (sometimes just called a "second") is when you take out a home loan against a property that already has a mortgage on it. When you get a second mortgage, you use your home as collateral to gain access to cash locked up in the value of your home.  You can use this money to...
Apr
28
2021
Get the Facts About Escrow Shortages
An escrow account is for making payments toward your real estate fees like taxes and insurance. It helps make these fees more manageable through monthly installments rather than paying a large lump sum when these bills are due. There’s typically a minimum balance that must be...
Apr
21
2021
The Basics of Buying A Foreclosed Home
Curious about buying a foreclosed home? Here's what you need to know to get started.  What's A Foreclosure? When a homeowner can't keep up with their mortgage payments, they often have no other choice but to give up the property to the lender. These properties are called...
Apr
14
2021
Your Guide to Refinancing Your Condo
A condo refi is similar to refinancing any other home. The lender will look at your income, assets, and credit to ascertain your qualification. Plus, the condo will also be appraised to determine the property value. However, since there are more variables when refinancing a condo, such as...