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No matter what type of loan you need, we're with you every step of the way. -
The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it. -
Let us be the stepping stone to the home of your dreams. -
REFINANCING is easy with our professionals' help. -
We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.
Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available
Refinance your Mortgagesave hundreds on your monthly payments
Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available
FHA Home Loans and VA Mortgages in Birmingham, AL
Welcome to the official site of Lotus Lending Group, LLC. We are a full-service mortgage company based in Birmingham, AL. We specialize in FHA loans, VA loans, Refinancing, and First Time Home Loans in Birmingham. We also serve the surrounding cities in Jefferson County. Whether you are buying a home or refinancing in any of these zip codes: 35209 and 3521) we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Contact Lotus Lending Group, LLC. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Recent Articles
14
2021
A condo refi is similar to refinancing any other home. The lender will look at your income, assets, and credit to ascertain your qualification. Plus, the condo will also be appraised to determine the property value. However, since there are more variables when refinancing a condo, such as...
07
2021
A home inspection alerts you to any immediate repair concerns plus gives you an idea of what it may cost to maintain the home in good condition. Let's take a closer look at the home inspection process so you know what to expect, and what the inspection does and does not include...
01
2021
You don't need to put a minimum of 20% down on a new home. That's the upside. The downside is that you'll need to pay mortgage insurance if your down payment is less than 20%. Read this post to learn the factors that determine if and when you can get rid of your mortgage insurance. What...
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25
2021
Renovations make your home more enjoyable. Plus, if you do them right, they may even increase your home's value. This comes in handy if you plan on selling your home in the future. But watch out! While some remodeling projects add value to your home, others do little to increase it and may even...