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No matter what type of loan you need, we're with you every step of the way. -
The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it. -
Let us be the stepping stone to the home of your dreams. -
REFINANCING is easy with our professionals' help. -
We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.
Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available
Refinance your Mortgagesave hundreds on your monthly payments
Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available
FHA Home Loans and VA Mortgages in Birmingham, AL
Welcome to the official site of Lotus Lending Group, LLC. We are a full-service mortgage company based in Birmingham, AL. We specialize in FHA loans, VA loans, Refinancing, and First Time Home Loans in Birmingham. We also serve the surrounding cities in Jefferson County. Whether you are buying a home or refinancing in any of these zip codes: 35209 and 3521) we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Contact Lotus Lending Group, LLC. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Recent Articles
28
2020
Uncertainty can make buying a home more arduous than it should be. Let's take a look at some of the most frequently asked questions about mortgage affordability. How Do I Determine My Housing Budget? Many get stuck at this point because they want to "figure out" their finances before...
21
2020
Struggling to pay down or pay off debt? You're not alone. Most Americans are shouldering about $30k in debt from credit cards, school loans, or car loans. And if you want to buy a home, too much debt can hinder mortgage approval. Fortunately, there are ways to get a handle on it. Check out...
14
2020
Removing negative marks from your credit report isn't just for raising your credit score. It's also the key to getting approved for a home loan with a favorable interest rate. Use these strategies to eliminate negative information from your credit report. Did you know that there are loan...
07
2020
Are you considering a 30-year fixed-rate mortgage? We're not surprised. Thanks to an extended repayment period and fixed-rate, homeowners can count on a predictable low monthly payment. Here's what you need to know about a 30-year fixed-rate loan and it’s alternatives...