Speak with a Mortgage Banker (205) 957-6019
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 			    We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

FHA Home Loans and VA Mortgages in Birmingham, AL

Welcome to the official site of Lotus Lending Group, LLC. We are a full-service mortgage company based in Birmingham, AL. We specialize in FHA loans, VA loans, Refinancing, and First Time Home Loans in Birmingham. We also serve the surrounding cities in Jefferson County. Whether you are buying a home or refinancing in any of these zip codes: 35209 and 3521) we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo

Contact Lotus Lending Group, LLC. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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Rebuilding Your Home and Life After A Natural Disaster
Hundreds of thousands of homes are affected every year by natural disasters in the U.S, causing upwards of $300 billion in damages every year. We hope that you will never have to experience the devastation of a natural disaster. But should that happen, it's crucial to be prepared in advance....
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The Benefits of Purchasing a Fixer-Upper as Your First Home
Buying a move-in ready home is appealing, but there are benefits to purchasing a "diamond in the rough," too. Here are the top 5 reasons home shoppers prefer a fixer-upper.  Pro Mortgage Tip: Did you know that there are home loan programs, especially buying a home that needs...
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Sep
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The Real Benefits of Using A Local Mortgage Professional
Real estate sales are primarily a localized market. That's why you wouldn't ask a Dallas real estate agent for assistance in purchasing a duplex in St. Louis. Likewise, you wouldn't ask a San Diego mechanic to winterize your Denver car or a Tallahassee-based educator what he thinks about...