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No matter what type of loan you need, we're with you every step of the way. -
The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it. -
Let us be the stepping stone to the home of your dreams. -
REFINANCING is easy with our professionals' help. -
We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.
Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available
Refinance your Mortgagesave hundreds on your monthly payments
Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available
FHA Home Loans and VA Mortgages in Birmingham, AL
Welcome to the official site of Lotus Lending Group, LLC. We are a full-service mortgage company based in Birmingham, AL. We specialize in FHA loans, VA loans, Refinancing, and First Time Home Loans in Birmingham. We also serve the surrounding cities in Jefferson County. Whether you are buying a home or refinancing in any of these zip codes: 35209 and 3521) we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Contact Lotus Lending Group, LLC. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Recent Articles
12
2020
Mortgage rates are in record lows prompting many Americans to refinance their home loans and for good reasons! Refinancing has both immediate and long-term advantages. Does it make sense for you? Take the quiz below to find out! If any of the scenarios sound like you, then the chances are...
05
2020
Debt is either "good debt" or "bad debt." --or so we've been told. "Good" debt is that money owed for things that may assist in building wealth, such as student loans or mortgages. "Bad" debt would be things like credit cards. This is an oversimplification as the differences between "good" and...
30
2020
Do you dream of building a home, but your credit score isn't high enough for a traditional construction loan? An FHA construction loan can help! Building your dream home with less-than-perfect credit is possible with an FHA Construction Loan. There are two kinds of FHA...
22
2020
Thinking about buying a first home or a second? You have many loan options, and each one varies as far as their down payment requirements. Use this quick guide to get an idea of the amount you'll need to put down on your next purchase. Is 20% Down Always Necessary to Buy a Home? The down...